Special Features - Mosaik MasterCard for Business

Choose Your:
Interest Rate Plan
Card Currency
Card Design

Choose to Add:
Employee Cards
BMO Business Travel Protection

Interest Rate Plans¹⁰

Whether you pay off your balance in full each month or prefer to carry a balance, Mosaik MasterCard for Business has an interest rate plan that suits your business payment style.

Low Rate Plan ($35 Annual Owner Card Fee)

Ideal if you tend to carry a balance in most months. Take advantage of unlimited no-fee MasterCard cheques⁹, consolidate balances from other credit cards, or use the convenience of cheques or cash advances from time to time. The low interest rate can make a significant difference to your business finance charges over time.
Low interest rate of 12.9% on purchases and 8.9% on cash advances and no fee cheques.

No Fee Rate Plan ($0 Annual Owner Fee)

Ideal if you tend to pay off balance in full each month.
Competitive 18.5% interest rate on purchases and cash advances.

Card Currency

Canadian Dollar Mosaik MasterCard for Business ($0 Annual Owner Fee)
U.S. Dollar Mosaik MasterCard for Business (USD $15 Annual Owner Fee)

Are you purchasing products or services for your business from the U.S.? Do you or your employees travel to the U.S. frequently for business?

U.S. Dollar Mosaik MasterCard for Business lets you enjoy the same features and benefits* as the Canadian Dollar Mosaik MasterCard for Business but bypass the cost and uncertainty associated with fluctuating exchange rates. All fees and transactions are billed and paid in U.S. dollars. Plus, you can choose the Reward Program, Interest Rate Plan and other Special Features to suit your business needs.

*MasterCard cheques not available for U.S. Dollar Mosaik MasterCard for Business

Choose Your Card Design

Personalize your card with the image you feel best represents you and your business. The card you select will apply to all the cards in your business.

Monogram for Business

Global for Business

Reflection for Business

Gold AIR MILES for Business

Receive the exclusive Gold AIR MILES card design with the Gold 1/$15 AIR MILES^®† Reward Option.

U.S. Dollar for Business

Receive the exclusive U.S. Dollar card design with the U.S. Dollar Mosaik MasterCard for Business option.

Employee Cards ($5 Annual Card Fee/$15 with the Gold Reward Option)

At your discretion, you may delegate part of your Mosaik^® MasterCard^®* for Business limit to one or more employees to help streamline business purchasing.

Each employee will have a distinct credit limit and card embossed with his/her name.

BMO details Online^® lets you know exactly what employees are purchasing and helps you make effective decisions. Earn even more reward miles for your business by choosing a Reward Option.

BMO Business Travel Protection ($19 Annual Card Fee)¹¹

BMO Business Travel Protection offers business travelers a comprehensive package of travel insurance and assistance benefits to provide peace of mind when conducting business away from home. The protection covers you in many aspects, year round, all for a low annual fee - a great value when you consider that with just one day's car rental, the Collision Damage Waiver alone can cost up to $20. BMO Business Travel Protection benefits include:

Car Rental Protection

Primary Collision Damage Waiver on most rental cars^†
Up to $300,000 Car Rental Accidental Death and Dismemberment Benefits^†
Up to $2,000 Car Rental Personal Effects Insurance Benefits^† ($1,000 per insured person or $2,000 per account)

Trip Protection

Up to $500,000 Common Carrier Accidental Death and Dismemberment Benefits^†*
Up to $1,000 Lost Luggage Benefits^†**
Up to $1,000 Baggage Delay Benefits^†**
Up to $1,000 Hotel/Motel Burglary Benefits^†**
Up to $2,000 Unexpected Return Home Benefits^†

Assistance Benefits

Valuable assistance before and during travel such as Lost Luggage Assistance^†, Emergency Cash Transfer Assistance^†, Lost Document and Ticket Replacement Assistance^†, Pre-Trip information about passport, visas and vaccination requirements
Legal assistance including referral to a legal advisor^† and up to $5,000 Payment Arrangement Assistance^† for posting of bail or paying legal fees